For those wondering what a “snowflake” is, Dave Ramsey came up with the “Debt Snowball” solution to paying off debt. The basic premise is that you put any extra money in your budget towards the smallest debt, and when it’s paid off, move to the next one. This creates a cascading effect that results in progressively larger payments for your debts, keeping motivation levels high. Snowflaking is the art of making small amounts of money for the purposes of adding to your debt snowball. There are a LOT of ways to make extra money on the side, but this page will record the opportunities I find the most attractive based on level of effort, time spent, and amount you can make.

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I have been a member of InboxDollars since 2009, and have so far earned about $80/year, with only a few referrals. This is by far my favorite way to make a little money on the side, since it doesn’t involve a whole lot. Joining the program, you will get 3-4 emails per day that earn you money. Do a survey every 2-3 days, use the affiliate links for any online shopping you do, go through a free offer every few days, and you’ll get your first check in no time. You can also earn money from printing grocery coupons and various other small things. This program won’t make you rich, but it doesn’t take much time and an extra $30 here and there can make a ton of difference on your debt snowball!